Monday Motivation Feb, 11 2019

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Happy Monday! I hope you had an amazing weekend!

As always, I like to start the week off right with some words of Motivation….

“When You Stop Chasing The Wrong Things You Give The Right Things a Chance To Catch You.” Lolly Daskal

I hope you have a great day & week!

Sincerely,

Your Realtor Jen Dentry

The Economy For the Week Ending January 25, 2019

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Plenty of global economic reports are available to cause concern for traders, though. China and Europe both show signs of slowdown.

The government shutdown continues to impact markets, with delayed economic reports keeping investors in the dark. Mortgage rates are unaffected so far.

Plenty of global economic reports are available to cause concern for traders, though. China and Europe both show signs of slowdown.

    Are you ready for another house?

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    Home Curb Appeal

    You probably learned a lot as a first-time homebuyer. But just because you’ve bought a home in the past, it doesn’t mean things will be the same the next time around. Every home purchase is different. No matter how experienced you are, it’s important to take the time to understand your goals, the housing market and the conditions under which you’re buying.

    Want your second home purchase (or third, fourth or fifth) to go off without a hitch? These tips can help:

    Learn the market. Even if it’s only been a few years since your last purchase, the market has probably changed. If you’re looking in a new area, is it a buyer’s market or seller’s market? Study up on home prices in the area, as well as how long homes are taking to sell.

    Decide if you’ll sell. If you’re selling your current home while buying a new one, think about how that will work — both logistically and financially. You may also want to consider including a home sale contingency in your offer.

    Research the new location. If you’re moving out of state, look into the process of buying in that location before diving in. Each state has different contracts, fees and systems when it comes to buying real estate. Doing research early on can help you better prepare for your upcoming purchase.

    Paint the bigger picture. Make sure you’ve decided what you’re looking for in the new home. Sure, if you’re downsizing you want a smaller property (and a lower price), but don’t stop there. Know what amenities you want in the house, what kind of commute you’re willing to have and what your new neighborhood should look like.

    If you need a mortgage for your new place, or a real estate agent referral, get in touch today.

    Article from Lu Graham and Fiance of America Mortgage

    Monday Motivation Jan 8, 2019

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    Happy Monday! I hope you had an amazing start to your new year!

    As always, I like to start the week off right with some words of Motivation….

    “Either You Run The Day Or The Day Runs You.” Jim Rohn

    I hope you have a great day & week!

    Sincerely,

    Your Realtor Jen Dentry

    4 ways you can achieve your financial goals

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    It’s almost 2019 and time to start thinking about your goals for the coming year. Financial goals are a good place to start. What will you make a priority? Will you pay down your debts? Renovate your home? Save for retirement?

    Whatever your goal may be, planning is crucial if you want to accomplish it. Here are a few strategies that can lead you to financial success through the year:  

    • Embrace automation. There are lots of ways to use automation for your finances. You can automate bill payments and pay down credit card debts. Setting up deductions straight from your paycheck is an easy way to save money. And you can even automate your investing.

    • Set budgets. Whether it’s setting a single household budget or drilling down and setting limits for things you typically overspend on, establishing a reasonable threshold can help you save more and spend less.

    • Start tracking. If you’re not ready to set a budget, you should at least start tracking your expenses. Knowing where your money goes can help you plot your future financial moves. This is especially important if you’re looking to make a big purchase or if retirement is on the horizon.

    • Get creative. Think of things you may be able to cut back on — maybe your morning coffee run or your lunches out — or consider forgoing some extras. How often do you use your music streaming account anyway? What about that monthly subscription box? Cutting just one extra expense can make a difference.

    Refinancing a loan is another option for adjusting your financial situation. Whether you’re looking to consolidate debts or renovate your home, refinancing may be able to help. Get in touch today to learn more.

    Article from of Lu Graham at Finance of America